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Fire, wind and theft can be devastating but adequately insuring your construction project can even be more severe when you consider the potential loss involved for all parties associated with the project. During the course of construction, a structure is exposed to many perils.

Builder's Risk Coverage offers protection for a wide range of named perils including but not limited to:

• Property damage
• Theft 
• Vandalism
• Fire of lightning 
• Arson 
• Collapse
• Windstorm or hail

The following additional coverages can also be included in the Builder's Risk Plan coverage form: 

• Materials in transit and at temporary locations
• Backup of sewers, drains or sumps
• Debris removal
• Fire department service charge
• Ordinance or Law
• Pollution cleanup
• Scaffolding re-erection
• Scaffolding, construction forms, etc. 
• Valuable papers

Depending on the coverage form, project type and total completed value, you may purchase a number of other endorsements, including flood and earthquake in some states, to expand the already extensive coverage.