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Mobile Equipment/Contractors Equipment Insurance
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A Mobile Equipment and Contractors Equipment Policy is necessary for any business that owns valuable machinery and equipment that moves around. Equipment coverage is meant to fill the gaps in Commercial Property and Business Auto policies. Where a business’s personal property can be covered under a Commercial Property policy, these typically exclude coverage for property that moves from location to location. Similarly, a Business Auto policy typically excludes coverage for “mobile equipment.” The equipment that is commonly covered under an Equipment policy includes, but is not limited to, bulldozers, forklifts, backhoes, excavators, cranes, diggers, pavers, specialized tools, electronic items, computers, etc.
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Mobile Equipment/Contractors Equipment Insurance
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Call us today
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800-362-2809
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LOCK IN YOUR RATE TODAY!
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A Mobile Equipment and Contractors Equipment Policy is necessary for any business that owns valuable machinery and equipment that moves around. Equipment coverage is meant to fill the gaps in Commercial Property and Business Auto policies. Where a business’s personal property can be covered under a Commercial Property policy, these typically exclude coverage for property that moves from location to location. Similarly, a Business Auto policy typically excludes coverage for “mobile equipment.” The equipment that is commonly covered under an Equipment policy includes, but is not limited to, bulldozers, forklifts, backhoes, excavators, cranes, diggers, pavers, specialized tools, electronic items, computers, etc.
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Equipment Insurance provides coverage for the direct physical damage/loss to mobile machinery and equipment This coverage follows the equipment when it in transit from jobsite to jobsite. Among other things, the policy provides the necessary protection against perils such as fire, vandalism, theft and flood (if included). It may also cover equipment that is owned, rented, leased or borrowed.
It is important for every insured to carefully read through his or her policy form to make sure it is written to coincide with their specific operations. There may be exceptions and exclusions buried within the policy that could negate coverage for a major component of the insured’s operations. Each of those exclusions could potentially expose a business to unnecessary risk. It is important to work with an experienced insurance professional to obtain the necessary coverage for your specific needs and business.
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Call us today
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800-362-2809
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What Our Clients are Saying
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After 2 1/2 Years with German Financial ins, and they just up and left the company, leaving us to find other insurance. ...
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Estoy muy satisfecho con la atención y el servicio brindado por la compañía ABM y especialmente por Pablo Cisneros, me atendió con mucho profesionalismo y resolvió mi problema rápidamente, en fin estoy muy contento de poder contar con una compañía tan dispuesta a ayudar a sus clientes en el menor tiempo posible y con la mejor atención que se pueda brindar.
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Awesome experience. great customer service.
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